Cost Cutting Tips for Home Based Professionals

If you are a home-based professional, you are probably always on the lookout for ways that you can spend less of your hard earned money on business expenses. Today, I have rounded up a few suggestions that could help you to keep more of your money in your pocket. Of course, saving money is great but these suggestions are only really worth doing if they can fit in with the way that you do business and the needs of your business and your clients. Make sure that you thoroughly examine these and any other cost saving strategies that you come … Continue reading

Cutting Corners

I love watching room design shows on HGTV. They offer fabulous tips on how to get organized, though their budgets are typically bigger (much bigger) than what I can afford. I would love to go on a shopping trip to the Container Store ala Supermarket Sweep. I could fill my cart with specialty boxes and storage containers designed specifically for all of my scrapbook supplies, from albums to embellishments and everything in between. It’s nice to dream, but reality is a different story. As I look at my buttons, brads, eyelets and stamps sitting in old baby food jars, repurposed … Continue reading

Cutting to the Chase

School is about to begin again for those following a traditional school year. It’s time to go through all your teacher’s manuals and plan out your year. As you begin to go through your teacher’s manuals, textbooks, literature books, and workbooks do you ever get overwhelmed with how much curriculum you purchased? During the high of school shopping and the desire to educate your children with only the best did you buy too many workbooks or textbooks to cover in a year? One year I could not decide between three grammar workbooks. To solve my dilemma I did what any … Continue reading

Cutting Water Costs Without Cutting Hygiene

Right now I have three teenager daughters living at home. Anyone who has at least one teen girl knows what this means. For moms and dads still changing diapers or holding their daughter upright while she learns to rider a two-wheeler, enjoy these simpler times. What having a teenager girl — or two, or three — around the house means is that parents never get more than ten seconds of peace and quiet, clothes are strewn about like the local Forever 21 just exploded, you worry about boyfriends and underage drinking, and the water bill costs as much as the … Continue reading

Cutting Corners On Formula Could Be Fatal

In tough economic times, families are cutting back everywhere. One practice that could be deadly is cutting back on formula. Some parents are actually watering down formula in order to make it stretch further. Not only is this unwise, holding back needed nutrition for you baby, but it could be fatal. The Todayshow.com is reporting on a story about one mom who almost lost her five-month-old son because she watered down his formula. She was shopping with him at a store when he curled up and stopped breathing. The culprit was water intoxication. The baby was rushed to the hospital … Continue reading

Let’s Talk Cutting Boards

There’s a lot of advice out there when it comes to kitchen cutting boards, especially cutting board cleanliness, but here are a few more tips that should be useful. First, consider the temperature. It’s warm and humid in many areas right now, which makes items such as cutting boards into a breeding ground for germs and bacteria. Such yuckiness thrives in warm, humid environments. If you’ve had your cutting board for some time, you should probably consider replacing it now, and every summer. Also, with so many items contributing to sicknesses like salmonella (even tomatoes as recently reported), it pays … Continue reading

Say No To Impulse Purchases

Impulse buying is extremely difficult to conquer, with all the great deals, and fun items out there to have. However, if you are trying to live a frugal lifestyle, and save money and cut costs, it is probably one of the biggest money eaters there is. With meal plans, budgeting, shopping lists and more, there is really no logical reason, why one would continue to impulse buy. For instance, if it is not on your grocery list, and you see it in the store, you didn’t need it anyway. It was not a part of your meal plan, it was … Continue reading

Are You Considering Cutting Health Insurance to Save Money?

When money is tight you may look at cutting down the amount withheld from your paycheck. This could include cutting your health insurance. You may be considering staying home with your children. This will change your benefits and how much you have to pay out of pocket. You may be wondering if you can afford not covering yourself and possibly your children. You may justify that you will remain healthy. Your feel great and have no reason to expect anything to happen. I know one person who ended up paying out of pocket for an emergency gall bladder surgery. It … Continue reading

The Eat Clean Diet

The Eat Clean diet is one that has gained popularity over the years. The main idea is to choose foods that are unprocessed. It is always a good idea to speak with a doctor before starting a new diet. What is the Eat Clean Diet? The Eat Clean Diet is different from other diets because it encourages a lifestyle approach that includes healthy eating and exercise. The main idea is to avoid foods that are “unclean”. In general, this means people who choose the Eat Clean Diet are consuming whole foods and avoiding processed foods that contain artificial flavorings, artificial … Continue reading

Shameless Savings

I love to shop.  Unfortunately, I don’t have the money to support this passion.  Consequently, I’m often put in a situation that’s all too familiar to parents:  kicking pride to the curb. Admit it; you’ve done some pretty gross things since becoming a parent.  Goodness knows I have learned to exercise an immeasurable amount of humility since giving birth.  For example, I never thought I would willingly stretch out my hands to catch another person’s vomit.  Ditto for plucking poop out of the tub with my bare hands.  I also never imagined I’d allow my shirt to be used as … Continue reading